First Time Buyer

What's your timeframe for moving?

in the next...

1 months 12 months

OR...

My lease is ending soon, so I have to notify my landlord by this date.

Please select a date.

My lease ends this date, but allows me to be month to month

Please select a date.

Start date of my new job

Please select a date.

I currently live with family and have flexible move in and settlement dates.

Remember the next questions are designed to get a feel for your expectations, there are no wrong answers.

Most buyers begin their home search on an App, such as Zillow or Realtor.com Which area do search first?

ZIP Code

Please type in a correct ZIP Code

City/Town or School District

Please specify an answer

Actually, here is the address of the house I want or one just like it, if its already sold or under contract

Please enter a valid address

I don't know, but this is the zip code of where I live now and would like to stay in this area.

Please specify an answer

I don't know, but I heard about this area from a friend or researching homes/prices online and want to see if it's a fit.

Please specify an answer

Our goal with this line of questioning is to get an idea of where you see yourself living...remember,

there are no wrong answers

When you are in that App, what price are you searching up to?

Sales Price

Please specify an answer

I don't know if I can afford that

Remember, no wrong answers...its okay to put a number in click "can i afford that?"

Another way to look at this is the Rule of Three

When you divide the sales price you entered by three. The question becomes is your annual gross household income greater or lower than the number below.

@SalesPrice/3

This should give you a ball park of how much your loan amount could be.

Enter your Annual Gross Income (This is the number you are paid before taxes)

Please specify an answer

Have you thought about monthly payments?

Yes! I am comfortable paying this amount per month

Please specify an answer

No, but I am currently paying this amount per month

Please specify an answer

I don't know, never thought about it, still living at home.

Nope, paying cash.

Here is a fun fact that may help you, the average homeowner pays 28% of their gross monthly income

Since you entered your income on the previouse screen, let us calculate a number on the next screen.

How does this monthy payment fit into your budget?

The estimated monthly payment based on the income you entered is

(@income/12)*.28

This number would have include Principal, Interest, property taxes, Insurance

and mortgage insurance if applicable

No way! That number is too high.

Yes, that number is okay.

How much savings do you have to use for down payment and closing costs?

I have this amount in savings

Please specify an answer

of the amount mentioned above, I am comfortable using this amount

Please specify an answer

I am also receiving Gift funds from a family member for this amount

Please specify an answer

I would like to learn about possible grants that could be available in my area.

I don't have any money saved, but would love to learn how much I need to save.

Already said I was paying cash.

Remember, that if you qualify, there are programs that allow as little as 3% & VA loans that allow 100% financing, but you can be evaluated for that later during a preapproval.

🎉 Alright, what do you think? Were you able to answer the questions? Are you ready to find out more?

If the answer is yes, then we need to know who you are:

First name

Please enter your first name

Last name

Please enter your last name

Email Address

Please specify an answer

Yes, I would like to learn about the credit I would recieve at closing for using Northpoint360 services for my Real Estate, Lending, and Insurance needs.

Wait, you want to learn who we are?

We are Northpoint360, a one stop solution for all your homeownership needs. Please feel free to check out our reviews on google.

northpoint360.com

Thank you, the software is thinking...

Lets see what we learned & how we can help...

You looking for a home in the $@SalesPrice price range.

You are comfortable with a monthly mortgage payment $@Comfortable.

And you have $@Liketouse in savings available to use.

Yes, I would like to setup a Teams meeting or phone call to go over the whole home buying process from offer to closing.

Or skip & Click to Book an appointment with A Northpoint Professional Now

Yes, I would like to be pre-approved by a Northpoint Lending Advisor.

Or skip & Click to Start the Preapproval Process Now

No, I was born in the 1900s and would like to setup a face to face meeting to go over the process. (We are just kidding and are happy to have an in person meeting at a location of your choice or have you come in to our office)

Lastly, we need to reach you by phone or text, please enter your number.

I agree with the terms and condition and agree for you to contact me by phone, text or email.

Thanks a lot, @firstname!

We received your request and will get back to you within 24 hours.

Request

Options found

Contact

Hey, I'm Jennifer!

What's your timeframe for moving?

Most buyers begin their home search on an App, such as Zillow or Realtor.com Which area do search first?

When you are in that App, what price are you searching up to?

Another way to look at this is the Rule of Three

Have you thought about monthly payments?

How does this monthy payment fit into your budget?

How much savings do you have to use for down payment and closing costs?

🎉 Alright, what do you think? Were you able to answer the questions? Are you ready to find out more?

Wait, you want to learn who we are?

We are Northpoint360, a one stop solution for all your homeownership needs. Please feel free to check out our reviews on google.

Lets see what we learned & how we can help...

Thanks a lot, @firstname!

Error

Sorry, your response could not be sent. Please check your internet connection.